CEX.IO selects OpenPayd to power real-time settlements for institutional clients
London, United Kingdom, April 22nd, 2026, Chainwire
-Integration delivers multi-currency accounts, including SEPA Instant-enabled EUR payments, and FX infrastructure across CEX.IO’s global operations.
OpenPayd, a leading provider of financial infrastructure, has been selected by global cryptocurrency exchange CEX.IO to underpin its fiat payment operations and institutional settlement activity across its global platform.
CEX.IO supports 15 million retail and professional users worldwide, where managing liquidity across jurisdictions creates operational complexity. For institutional participants in particular, settlement reliability is as important as execution quality. Through OpenPayd’s infrastructure, CEX.IO has introduced multi-currency accounts in EUR, GBP, and USD, alongside integrated FX capabilities, enabling more efficient treasury management and streamlined movement of funds across its global operations.
Within this framework, EUR payment flows are supported via SEPA and SEPA Instant, giving CEX.IO access to near real-time settlement for euro-denominated transactions. By consolidating these flows within a single environment, CEX.IO gains a unified treasury view, supporting faster reconciliation, seamless settlement, and greater control as volumes and counterparty relationships scale.
The integration is designed to simplify how funds move across CEX.IO’s global operations. Rather than relying on fragmented banking relationships, CEX.IO can now route deposits, withdrawals, and internal treasury flows through a unified infrastructure, delivering faster, more consistent settlement for institutional and corporate clients.
Iana Dimitrova, CEO at OpenPayd, said: “CEX.IO operates at a global scale, with institutional clients who expect consistency across every touchpoint. The infrastructure underpinning that consistency is what allows exchanges to compete seriously for institutional flow. By choosing OpenPayd and consolidating fiat settlement into a single environment, CEX.IO is building the operational foundation required to support its next phase of growth.”
Arina Dudko, Head of Corporate Payment Solutions at CEX.IO, said: “Institutional participants increasingly expect crypto platforms to match the speed, reliability, and transparency of traditional financial systems. This integration reflects our focus on closing that gap. By embedding OpenPayd’s real-time EUR settlement and unified treasury capabilities, we’re aligning our infrastructure with the standards institutions are used to—while preserving the flexibility of digital asset markets.”
This collaboration reflects a broader shift in how digital asset exchanges are approaching fiat infrastructure. As institutional participation in crypto markets deepens, the ability to deliver regulated, real-time EUR settlement across a complex entity structure – without the friction of fragmented banking arrangements – is an increasingly important operational capability. Through OpenPayd’s regulated infrastructure, CEX.IO can extend that capability as its institutional business continues to scale.
About CEX.IO
CEX.IO, a crypto industry pioneer since 2013, began as the GHash.IO mining pool, which mined over 583K bitcoins. After nearly reaching 51% of Bitcoin’s mining power, the platform voluntarily scaled back mining capacity, shifting its focus to trading. Since then, CEX.IO has grown into a comprehensive platform with over 15M registered users, offering services for buying, storing, trading, selling, sending, and earning digital assets. As the first exchange to enable crypto purchases via credit card, CEX.IO has consistently led in innovation while maintaining a spotless 13-year record of security and regulatory compliance, having 40 global licenses and registrations.
About OpenPayd
OpenPayd is building the universal financial infrastructure for the digital economy. Founded in 2018 by Dr. Ozan Ozerk, its rails-agnostic platform enables businesses to move and manage money globally – across fiat and digital assets – through a single, powerful API. OpenPayd provides embedded accounts, FX, domestic and international payments, Open Banking, and stablecoin on/off ramps – delivering interoperability between traditional finance and digital assets. With one of the most comprehensive banking networks in the market, OpenPayd enables real-time money movement, everywhere.
Trusted by global brands including eToro, Kraken, OKX, and B2C2, OpenPayd processes more than $180 billion in annual volumes for over 1000 businesses. It is the infrastructure layer powering the next generation of financial services.