Bluwhale Launches AI-Native Finance Operating System
San Francisco, CA, June 11th, 2026, Chainwire
Bluwhale today announced the launch of its AI-native financial operating system, offering a suite of tools that enable users to access financial services, including banking, investing, digital assets, payments, and subscriptions, while keeping data access and permissions under their control and leveraging artificial intelligence.
It integrates AI-powered agents, blockchain-based infrastructure, and zero-knowledge proof technology to facilitate financial operations among various accounts. This is supposed to give users a single view of the financial world where monitoring and control of financial activities are typically distributed between different applications and service providers, the company said.
Bluwhale claimed that its platform supports integration with various financial accounts and digital asset wallets, enabling users to manage their savings and liquidity, subscriptions, investments, and many other financial activities from a single platform.
Han Jin, Chief Executive Officer of Bluwhale, said, “Artificial intelligence is gradually embedding itself in the financial industry. We want to give the users oversight of their data, permissions and account access while providing them with the automation and financial coordination tools.”
As AI-powered financial solutions keep proliferating in the consumer finance landscape, the launch is a fitting addition to the market. Several new platforms leverage AI to analyze spending data, financial accounts, and transaction details to offer recommendations and automate repetitive financial tasks.
Bluwhale claims that its platform will enable “agentic finance” — where AI agents can carry out financial management-related tasks within limits set by the user. These functions can encompass saving automation, subscription management, investment rebalancing, liquidity management, and electronic asset coordination.
A key component of the platform is WhaleScore, a financial health scoring system that combines data from savings, investments, liabilities, spending activity, and digital assets into a single score that gives users a holistic view of their financial health.
The company also announced a new marketplace called its AI Agent Store, a place where users can download, deploy, build and share their own financial management AI agents. Categories will be available at launch such as:
- Savings automation
- Liquidity management
- Subscription management
- Investment balancing
- Yield optimisation
- Digital asset coordination
“Users can develop and share their own agents without coding skills, and can be shared with the rest of the users in the marketplace,” says Han Jin, CEO of Bluwhale.
According to Bluwhale, the blockchain infrastructure forms the layer of trust and permissions that will let agents decide what data they can use and what actions they can take.
As AI increasingly becomes a part of financial decision-making and automation, the management of permissions will be crucial, Jin said. Our philosophy is that users should remain in control of access and use of their financial data.
Signups are open now. Furthermore, Bluwhale provides a demo environment where users can practice platform features and AI agents with virtual USDT, instead of real financial accounts.
About Bluwhale
Bluwhale develops technologies focused on financial data management, digital identity, and AI-enabled financial services. The company’s products are designed to help users manage financial information through a combination of artificial intelligence and decentralised infrastructure. For more information, users can visit www.bluwhale.com.