Lantern Finance Lowers Bitcoin Backed Loan Rate to 8 Percent for U.S. Borrowers
Las Vegas, NV, March 23rd, 2026, Chainwire
Lantern Finance, Inc. today announced a significant reduction in its Bitcoin-backed loan rate, lowering the annual interest rate from 13% to 8% for one-year loans. Combined with a 2% upfront fee, this rate represents the lowest available for Bitcoin-backed loans in the United States backed by an institutional-grade custody solution. The new rate is effective immediately.
The reduction makes Lantern’s Bitcoin-backed loans among the most accessible in the market, allowing U.S. crypto holders to unlock liquidity against their Bitcoin holdings without selling, avoiding taxable events, and preserving long-term upside at a cost that has historically been out of reach for most borrowers.
Unlike other lenders that apply tiered pricing based on loan size, Lantern offers an 8 percent rate that applies uniformly across all borrowing amounts. The same rate is applied regardless of whether the loan amount is 1,000 dollars or 1,000,000 dollars, without volume minimums, size-based tiers, or additional conditions.
Lantern’s Bitcoin loans are fully custodied through BitGo, one of the most trusted names in digital asset security, with $250 million in insurance coverage and assets held in cold storage. Borrowers benefit from institutional-grade protection that most competing lenders cannot match without paying the premium that has traditionally come with it.
“Our borrowers deserve the best of both worlds real protection for their assets and a rate that doesn’t eat into their returns,” said Prince Jindal, Co-Founder of Lantern Finance. “Dropping to 8 percent is a statement: we believe crypto-backed lending should be affordable and safe, not a tradeoff between the two. This is the rate the market has been waiting for.”
“Security has always been our foundation, and now we’re making it the most cost-competitive option as well,” said Jung Won Kim, Co-Founder of Lantern Finance. “With BitGo’s custody infrastructure behind every loan, we’re proud to offer U.S. borrowers a product that sets a new standard for what a Bitcoin-backed loan should look like.”
Lantern Finance continues to expand its crypto-backed lending platform across the United States, supporting 12 digital assets and offering borrowers a seamless, fully regulated path to liquidity. The company’s conservative risk model — including a 50% maximum LTV, 72-hour grace periods, and human oversight during market stress — has kept its borrowers protected through multiple volatile market events.
For more information or to apply for a Bitcoin-backed loan, users can visit lantern.finance.
About Lantern Finance
Lantern Finance is a financial services and technology company built for crypto investors. Its mission is to simplify crypto finance by offering a safe, seamless platform where users can do more with their digital assets. Lantern’s primary offering is a crypto-backed loan product, which allows clients to safely access loans against their crypto holdings without selling.
Website: https://lantern.finance/