Crypto Insurance – BDIC Unveils AgentCover Pro to Protect AI-Driven Crypto Payments
Hong Kong, Hong Kong, February 13th, 2026, Chainwire
Blockchain Deposit Insurance Corporation (BDIC), a crypto insurance provider, today announced the commercial launch of AgentCover Pro, a first-of-its-kind crypto insurance product specifically engineered to protect payments executed by agentic AI systems. The company’s comments detailed how AgentCover Pro delivers modular coverage for agent failures, unauthorised transactions, smart contract and cross-chain bridge risks, and stablecoin volatility, combined with real-time on-chain monitoring and automated claims processing.
Crypto Insurance Provider BDIC Launches AI Solution AgentCover Pro
As AI agents move from conversational tools to autonomous payment executors, traditional financial rails and legacy insurance policies are ill-suited to handle the scale, speed, and programmatic nature of agentic payments. BDIC’s AgentCover Pro fills that gap by providing tailored insurance for the unique risks introduced when AI agents perform high-frequency micro-transactions, route payments across multiple blockchains, or interact with DeFi protocols and stablecoins.
When asked about AI and its impact on the industry earlier today, the conversation centred on the dynamic structural shift in the digital economy and crypto use. “Agentic AI represents a structural shift in how payments are executed,” said Jeffrey A. Glusman, co-author of the AgentCover Pro white paper and Founder/CEO of the company. “BDIC Insurance built AgentCover Pro to secure this new payment layer — ensuring crypto users, businesses and enterprises can adopt autonomous payment agents with confidence. It is no irony that to see Coinbase’s introduction of Agentic Wallets, using infrastructure built specifically for autonomous agents, Our timing couldn’t be more on point.
Coinbase Outage Highlights the Growing Need for Transaction Risk Protection
As of February 12, 2026, Coinbase is experiencing technical issues, causing some users to be unable to buy, sell, or transfer assets. While the company is investigating this, the issue is widespread for some users, but funds are reported to be safe. For personalized, up-to-the-minute issues with your account, it is recommended to check the Coinbase status page or contact their support team for assistance.
Here are the most common reasons and solutions for withdrawal issues:
- Temporary Platform Outage: Coinbase is currently investigating reports of users unable to transfer or withdraw funds.
- Pending Transactions: If you recently deposited funds, they must clear before they can be withdrawn.
- Verification Issues: Your account might need updated KYC (Know Your Customer) information, such as a new ID, to unlock higher withdrawal limits.
- Security Holds: Unusual account activity can trigger temporary, automatic security restrictions.
- Failed Bank Link: Ensure your linked bank account is still active and verified for transfer.
Key Features of AgentCover Pro
Co-Founder and MD of PanAsia Paul Kholi talked about the brainstorming that occurs as BDIC’s vision quest of purpose-built crypto insurance coverage being core protections for agent malfunction, unauthorized transactions, transaction failures and basic fraud resulting from prompt injection or social engineering. They detailed multi-layered protection with enhanced coverage, Kholi stated “Smart contract vulnerabilities, cross-chain bridge exploits, oracle failures, and stablecoin de-peg events are the base layers of the coverage”. He also spoke further about the importance of the scalable tiers and modular policy architecture and serving individual consumers, SMBs, crypto-native organizations and large enterprises with tailored limits and extensions are the keys.
Other points we took note of on the solution:
- Real-Time Risk Monitoring: On-chain analytics track agent behavior, transaction patterns, and risk indicators to enable dynamic pricing and early intervention.
- Automated Claims & Parametric Triggers: Smart contract-enabled claims processing for rapid small payouts and automated reinsurance triggers for catastrophic events.
- Compliance & Responsible AI: Integrated AML/KYC checks, sanctions screening, and algorithmic fairness audits to meet evolving regulatory expectations.
Market: Opportunity and Strategy
BDIC Insurance estimates rapid adoption as agentic AI reaches mainstream use across consumer, SMB and enterprise segments. Initial go-to-market will prioritize crypto-native users, wallets and custody partners during months 1–6, expand to enterprise integrations and payment processors in months 7–18, and roll out consumer-embedded offerings as agentic payments proliferate.
“Our approach combines deep technical integration with strategic ecosystem partnerships — from stablecoin issuers to wallet providers and agent platform developers — enabling seamless embedding of insurance at the point of transaction,” said David Ratner, co-author of the white paper and Chief Investment Officer of BDIC.
BDIC’s AgentCover Pro addresses agent malfunction, smart contract vulnerabilities, bridge risk and stablecoin de-peg with dynamic pricing and automated payouts.
Underwriting, Risk Management and Reinsurance
AgentCover Pro leverages data-driven underwriting using on-chain behavior analysis, agent architecture review, treasury composition assessments and historical performance metrics. Claims workflows mix AI-assisted validation with mandatory human oversight for complex cases. BDIC employs conservative reinsurance structures, including catastrophic coverage and parametric reinsurance, to manage correlated risks such as major stablecoin de-pegs or large-scale bridge exploits.
GTM Availability and Contact
AgentCover Pro is available for integrations with custody providers, wallets and enterprise partners in Q2 and with consumer and SMB product tiers which will roll out according to the company’s phased go-to-market plan. See the website for the FAQ overall as well as other details.
About Blockchain Deposit Insurance Corporation
Blockchain Deposit Insurance Corporation (BDIC) is the first decentralized cryptocurrency deposit insurer, offering cutting-edge security solutions for digital asset holders. By leveraging blockchain-powered smart contracts and risk assessment algorithms, BDIC provides institutional-grade insurance to safeguard cryptocurrency investments worldwide with offices currently in Central District, Hong Kong and opening locations in additional jurisdictions with Insurance and Foundation Headquarters in PanAsia, Latin America, Europe, Middle East/Africa and the Caribbean. The company will be announcing details on its native coin offering in the coming weeks, detailing which platform it will mint on and the timeline for other GTM milestones like BDICapp and platform/wallet collaboration public announcement with subsequent onboarding. For more details please visit the website and visit social media platforms below.
Website: www.bdicinsurance.com
Instagram: https://www.instagram.com/bdicinsurance/
Telegram: @BDICInsurance
Twitter/X: https://x.com/bdicinsurance
LinkedIn: https://www.linkedin.com/company/blockchain-deposit-insurance-corporation