Mutuum Finance Provides Update Under $0.05 as Halborn Review and Roadmap Milestones Progress
Dubai, UAE, November 30th, 2025, Chainwire
Mutuum Finance (MUTM) is developing a decentralized lending and borrowing protocol centered on structured collateral systems, predictable interest mechanics, liquidation processes and mtToken-based yield generation. When assets are supplied to the protocol, mtTokens are issued and are designed to increase in value as borrowers repay interest, linking yield to activity within the system.
The project launched its offering in early 2025 at $0.01. Within the current presale structure, the token is priced at $0.035, reflecting a reported 250% change from the initial phase. Mutuum Finance states that it has raised $19 million and reached more than 18,200 holders. Out of the 4 billion total supply, 1.82 billion tokens were allocated to the offering, with more than 800 million acquired to date. Phase 6 is reported to be nearing full allocation.
According to the project’s official communication, V1 of the protocol is planned for deployment on the Sepolia testnet in Q4 2025. The initial release is expected to include the liquidity pool, mtTokens, the liquidation bot and the debt-tracking token, with ETH and USDT supported at launch.
Security remains a core component of development. Mutuum Finance has completed a CertiK audit with a 90/100 Token Scan score, and Halborn Security is reviewing the lending and borrowing contracts.
Token Mechanics and Platform Structure
Mutuum Finance incorporates a buy-and-distribute mechanism in which a portion of protocol revenue is used to purchase MUTM on the open market. Tokens acquired through this process are redistributed to participants who stake mtTokens in the safety module. This mechanism is part of the long-term token flow design outlined by the project.
Additional components of the roadmap include a USD-pegged stablecoin intended to be minted and burned based on use within the protocol, with associated interest routed to the Mutuum Treasury. Pricing infrastructure under development includes Chainlink oracles, fallback price sources and on-chain averages to support valuation accuracy during borrowing and liquidation events.
The project also maintains a 24-hour leaderboard that allocates $500 in MUTM to the top daily contributor. Direct card payments are available as an additional participation method within the offering process.
Phase 6 Status
Phase 6 allocation is reported to be above 98% at the current $0.035 price level. The project notes that allocation movement has continued as development updates, security reviews and the planned V1 testnet release remain active components of the roadmap.
Mutuum Finance continues to advance its presale and technical development plans, with Phase 6 nearing completion and the V1 testnet launch scheduled for Q4 2025. The project reports ongoing progress across lending mechanics, stablecoin development, oracle systems and external audits as it prepares for upcoming deployment milestones.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a DeFi lending project developing a protocol with mtTokens, structured borrowing tools, collateral frameworks, liquidation systems and oracle-based pricing feeds. The project has completed a CertiK audit and is undergoing further contract review by Halborn Security as it prepares for a planned V1 deployment on the Sepolia testnet.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance