Investors Monitor Mutuum Finance at $0.035 Following Confirmation of Q4 2025 V1 Testnet Launch
Dubai, UAE, November 30th, 2025, Chainwire
Mutuum Finance (MUTM) launched its offering in early 2025 at $0.01. As participation increased throughout the year, the token price moved to $0.035 within the presale structure, representing a reported 250% change from the initial phase. The project reports raising $19 million and reaching 18,200 holders. Out of the 4 billion MUTM token supply, 1.82 billion tokens (45.5%) were allocated to the presale, with more than 800 million acquired to date.
Mutuum Finance is developing a decentralized lending and borrowing protocol centered on structured collateral models, predictable yield mechanics, risk management tools and automated liquidation systems. The platform is designed to support lending environments where interest flows, collateral rules and pricing tools operate transparently.
V1 Development Update
According to the project’s official X account, V1 is planned for deployment on the Sepolia testnet in Q4 2025. The initial version is expected to include the liquidity pool, mtTokens, the debt-tracking token and the liquidation bot. ETH and USDT are planned as the first supported assets in the testing phase.
mtTokens serve as interest-bearing representations of supplied assets. They are intended to increase in value as borrowers repay interest, tying yield to protocol activity. The platform’s buy-and-distribute mechanism allocates a portion of protocol revenue toward purchasing MUTM on the open market, with redistributed tokens made available to mtToken stakers in the safety module.
Long-Term Development Plans
Mutuum Finance is preparing a USD-pegged stablecoin designed to be minted and burned on demand. The stablecoin is expected to support stable liquidity conditions and predictable borrowing interactions within the protocol.
Layer-2 expansion is included in the roadmap to reduce operational costs and increase accessibility. This phase is intended to enable faster lending, repayment and liquidity actions.
Pricing infrastructure includes Chainlink oracle integrations supported by fallback systems and on-chain pricing references. These tools are designed to maintain accurate collateral valuations during borrowing and liquidation events.
Security Measures and Bug Bounty
Mutuum Finance has completed a CertiK audit with a 90/100 Token Scan score. Halborn Security is reviewing the finalized lending and borrowing contracts ahead of the V1 release. A $50,000 bug bounty program remains active to encourage developers to identify vulnerabilities before broader deployment.
Community participation is supported through a 24-hour leaderboard that allocates $500 in MUTM daily to the top contributor. The presale also supports direct card payments, offering an additional entry method for participants.
Current Development Stage
Mutuum Finance continues to advance toward its planned V1 testnet launch while reporting progress in presale participation, lending mechanics, stablecoin development and pricing infrastructure. With reported presale funding of $19 million, thousands of holders, multiple security reviews and ongoing development milestones, the project remains focused on delivering its decentralized lending protocol throughout 2025.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a DeFi lending project developing a protocol built around mtTokens, structured borrowing models, collateral systems, automated liquidations and oracle-based pricing. The project has completed a CertiK audit and is undergoing additional contract review by Halborn Security as it prepares for a planned V1 testnet release in Q4 2025.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance