New Updates on Halborn Audit and Testnet Plans Boost Engagement in the Mutuum Finance Presale
Dubai, UAE, November 29th, 2025, Chainwire
Mutuum Finance (MUTM) is building a decentralized lending protocol designed to support liquidity management, borrowing tools and yield-linked assets. The platform includes Peer-to-Contract lending, in which participants supply assets and receive mtTokens that are intended to increase in value as borrowers repay interest. This model ties mtToken performance to activity within the protocol.
The protocol also includes Peer-to-Peer lending with variable and stable rate options. Borrowing operations are guided by loan-to-value (LTV) limits that account for asset volatility. When collateral values decline, automated liquidation systems enable the purchase of discounted collateral and repayment of associated debt, supporting overall platform stability.
According to the project’s official X account, V1 of the protocol is planned for launch on the Sepolia testnet in Q4 2025. The initial release is expected to include the liquidity pool, mtTokens, the debt-tracking token and the liquidation bot, with ETH and USDT set as initial supported assets.
Presale Status and Security Reviews
The Mutuum Finance offering began in early 2025 at $0.01 and is currently priced at $0.035 within the presale structure, reflecting a 250% change from the initial phase. The project reports raising $19 million and reaching more than 18,200 holders. Out of the total 4 billion MUTM supply, 1.82 billion tokens are allocated to the presale, with over 800 million purchased to date. Phase 6 is progressing toward completion as allocation levels continue to rise.
Mutuum Finance completed a CertiK audit with a 90/100 Token Scan score, and Halborn Security is reviewing the lending and borrowing contracts. These steps are intended to support the protocol ahead of its V1 release.
Community engagement features include a 24-hour leaderboard that allocates MUTM rewards to the top daily contributor. The project also reports offering direct card payment support during the presale.
Development Roadmap and Infrastructure
The project’s roadmap includes a USD-pegged stablecoin designed to be minted and burned on demand. Interest associated with the stablecoin is intended to flow to the Mutuum Treasury to support long-term operations.
Mutuum Finance also plans to incorporate Chainlink oracle systems, fallback pricing feeds and on-chain data sources. These tools are intended to support accurate valuations for liquidations and borrowing, particularly during periods of market volatility.
Phase 6 Allocation Update
Phase 6 of the presale is reported to be more than 95% allocated at the current $0.035 price level. The project cites increased activity and several recent large purchases as contributing factors in the progression of this phase. Under the offering structure, subsequent phases are scheduled to move the price toward the planned $0.06 launch level.
Mutuum Finance continues to advance through its presale and technical roadmap, reporting progress on lending mechanisms, security audits, stablecoin development and oracle integrations. With $19 million raised, a growing holder base and a planned V1 testnet release in Q4 2025, the project remains focused on delivering its initial decentralized lending platform.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a DeFi lending project developing a protocol that supports mtTokens, structured borrowing models, collateral frameworks, liquidation mechanisms and oracle-based pricing tools. The project has completed a CertiK audit, with Halborn Security conducting additional contract review, and is preparing for a planned V1 deployment on the Sepolia testnet.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance