Mutuum Finance Records 250% Growth as It Advances Development Toward Its Q4 Protocol Release
Dubai, UAE, November 29th, 2025, Chainwire
Mutuum Finance (MUTM) is preparing for the testnet release of its decentralized lending and borrowing protocol, confirming that V1 is scheduled for deployment on the Sepolia testnet in Q4 2025. This update follows continued progress in the project’s token offering and ongoing security reviews.
Protocol Design and Lending Framework
Mutuum Finance is developing a lending and borrowing ecosystem centered on utility-based mechanics, including collateral structures, liquidation processes, borrowing models and yield generation through mtTokens. These components are designed to support borrowing environments with defined parameters, predictable interest behavior and on-chain pricing tools.
According to the project’s official X account, the V1 release will introduce the liquidity pool, mtTokens, the debt-tracking token and the liquidation bot. ETH and USDT are set to be supported during the initial testnet phase.
Presale Progress
The presale opened in early 2025 at $0.01. Within the offering structure, the current price is $0.035, representing a reported 250% change from the initial phase. The project states that it has raised $19 million and that more than 18,200 holders have participated. Of the total 4 billion MUTM supply, 1.82 billion tokens are allocated to the presale, with more than 800 million purchased across prior phases.
The project reports that Phase 6 is advancing as allocation decreases. Community programs also remain active, including a 24-hour leaderboard that allocates $500 in MUTM to the top daily contributor. Direct card payment support has been added as an additional participation method.
Stablecoin Development and Security Measures
Mutuum Finance is developing a USD-pegged stablecoin intended to be minted and burned on demand. The stablecoin is positioned as a liquidity component within the broader lending ecosystem.
The project plans to integrate Chainlink price feeds, fallback oracle systems and on-chain pricing data to support accurate valuations during liquidations and borrowing activity. This pricing infrastructure is intended to help maintain consistency during varying market conditions.
Security measures include a completed CertiK audit with a 90/100 Token Scan score. Halborn Security is currently reviewing the finalized lending and borrowing contracts as part of a multi-layer approach to technical verification ahead of the V1 release.
Phase 6 Status
Phase 6 of the offering is nearing full allocation, with only a small portion of tokens remaining at the current $0.035 level. The project reports that participation has increased as development milestones for Q4 2025 approach.
Mutuum Finance continues to progress through its presale and technical roadmap, supported by mtToken mechanics, infrastructure development, stablecoin planning and ongoing external audits. With Phase 6 approaching completion and V1 targeted for testnet deployment in Q4 2025, the project remains focused on preparing its initial decentralized lending platform.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a DeFi lending project developing a protocol that features mtTokens, collateral frameworks, borrowing models, liquidation systems and an oracle-driven pricing structure. The project has undergone a CertiK audit and is currently under contract review by Halborn Security as it prepares for a planned V1 testnet deployment in Q4 2025.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance