Mutuum Finance (MUTM): $0.035 New Crypto Coin Approaches 100% Phase 6 Sellout
Dubai, UAE, November 28th, 2025, Chainwire
Mutuum Finance (MUTM), has announced that V1 of its decentralized lending and borrowing protocol has been finalized and is currently under review by Halborn Security. The testnet launch is planned for the Sepolia network in Q4 2025, marking a key development milestone for the project.
Dual Lending Framework
Mutuum Finance is building a dual-lending structure designed to combine pooled liquidity markets with peer-matched lending. In the pooled model, participants deposit assets and receive mtTokens, which track their share of the pool as well as interest generated through utilization. In the peer-matched system, borrowers and lenders negotiate terms under defined loan-to-value parameters, with options for stable or variable rate borrowing. Liquidations are automated to support system stability if collateral falls below required thresholds.
These components operate together within the protocol’s broader lending and borrowing framework, supported by defined risk controls and automated processes.
Presale Activity and Phase 6 Status
The MUTM presale is progressing through Phase 6, priced at $0.035. The project reports raising more than $18.9 million from over 18,200 holders, with approximately 790 million tokens sold to date. Of the total 4 billion MUTM supply, 45.5%—equivalent to 1.82 billion tokens—is allocated to the presale. Phase 6 is reported to be nearing full allocation.
The presale began in early 2025 at $0.01 during Phase 1. The current Phase 6 price represents a 250% increase from the initial stage. The project’s materials indicate a planned launch price of $0.06.
Mutuum Finance also maintains several community engagement features, including a 24-hour leaderboard in which the top daily contributor receives $500 in MUTM. The project supports card payments with no purchase limits to broaden accessibility across regions. Security measures include a completed CertiK Token Scan with a score of 90/100 and a $50,000 bug bounty program for identifying potential code risks.
Development Updates and Roadmap
According to the project’s official updates, the V1 protocol includes the liquidity pool structure, mtTokens, a debt-tracking token and an automated liquidation bot. ETH and USDT will serve as the initial supported assets in the Sepolia testnet environment. The team states that a specific testnet window will be announced after Halborn’s review concludes.
Future roadmap components include a USD-pegged stablecoin integrated into lending and borrowing flows, as well as preparation for Layer-2 expansion to support transaction speed and cost efficiency. The platform also incorporates a multi-layered oracle design using Chainlink price feeds, fallback oracles and on-chain verification to maintain accurate liquidation thresholds during periods of volatility.
Phase 6 Approaches Completion
With Phase 6 allocation nearing 100%, the remaining token availability for this stage is limited. The project reports increased participation from both new and returning contributors as it advances toward its Q4 2025 testnet release. Continued presale progression and development updates remain central points of attention as Mutuum Finance moves through its upcoming milestones.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized finance project developing a dual-model lending protocol that includes pooled smart-contract lending and peer-matched markets. Its V1 version, planned for release on the Sepolia testnet, will introduce the core components of the ecosystem, including mtTokens, liquidity pools and a liquidation mechanism. The project’s roadmap outlines continued expansion of lending features, security measures and ecosystem utilities.
More information about Mutuum Finance (MUTM) is available on the project’s official channels:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance