Mutuum Finance Nears 95% Phase 6 Allocation as One of the Few Sub-$0.05 New Cryptos Gaining Momentum
Dubai, UAE, November 27th, 2025, Chainwire
Mutuum Finance (MUTM), a lower-cost digital asset, has announced updates to its protocol, including a dual-model structure for lending and borrowing. The platform is being developed to offer simplified borrowing, flexible lending options, and protocol-driven yield generation, all managed through automated smart contracts.
The lending component is designed to generate yield for participants via active liquidity pools, while the borrowing system integrates debt tracking and automated liquidation mechanisms. These features are structured to support stability during periods of elevated market volatility.
The team announced on its official X account Mutuum Finance confirmed that Version 1 (V1) is scheduled for a testnet deployment on Sepolia in Q4 2025. The initial release will include live liquidity pools, mtTokens for yield generation, a debt tracking token, an automated liquidation bot, and support for ETH and USDT.
The development team has stated that the codebase is complete and is currently undergoing formal security review by Halborn Security. This audit phase is part of the project’s stated objective to implement a structured and comprehensive launch process.
Funding Progress and Token Distribution
Mutuum Finance has reported raising $19 million during its presale phase, with 18,200 unique holders recorded to date. These figures represent initial participation levels prior to the platform’s full launch.
The MUTM token was launched at $0.01 in early 2025 and is currently priced at $0.035. This reflects a 250% increase since launch across the early release phases. The token remains in its pre-launch stage as development advances toward testnet deployment.
Token Supply and Presale Allocation
Mutuum Finance has created a total supply of 4 billion MUTM tokens. Of this supply, 45.5%—equivalent to 1.82 billion tokens—has been allocated to the presale. As of the latest update, 790 million tokens have been purchased.
The project includes a daily leaderboard feature, through which the top contributor over a 24-hour period receives $500 in MUTM tokens. Card payment options with no contribution limits have also been made available, enabling broader accessibility to participants.
Security Measures and Long-Term Framework
The MUTM token contract has undergone a Token Scan by CertiK, receiving a security rating of 90 out of 100. Separately, Halborn Security is conducting a formal review of the core lending and borrowing protocol.
Mutuum Finance has also confirmed the development of a USD-pegged stablecoin designed to integrate with its lending and borrowing engine. According to the team, interest generated through the stablecoin will be directed toward the project’s treasury. The treasury is intended to support various functions, including protocol development, liquidity planning, and ecosystem initiatives.
Presale Progress and Development Milestones
Phase 6 of the Mutuum Finance presale is reported to be 95% complete. The remaining token allocation is limited, with recent contributions accelerating the pace toward full allocation.
Mutuum Finance has outlined a development roadmap that includes product rollout, community growth, and a testnet release, alongside security audits by CertiK and Halborn. The token remains priced below $0.05, with protocol development ongoing and multiple audit processes underway.
The project has stated that it is preparing for its first live protocol release, following the completion of the current presale phase and audit review.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized lending protocol built around non-custodial smart contracts, pooled liquidity markets, and mtTokens that increase in value through real borrowing activity. The project is preparing for its V1 testnet in Q4 2025, supported by a completed CertiK audit and an ongoing review by Halborn Security. With plans for a USD-pegged stablecoin and broader asset support after launch, Mutuum Finance aims to offer a streamlined, utility-driven ecosystem as it moves toward full platform rollout.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance