Mutuum Finance (MUTM) Presale Moves Into Final 5% of Phase 6 at $0.035
Dubai, UAE, November 27th, 2025, Chainwire
Mutuum Finance (MUTM) is progressing through its scheduled presale phases, with Phase 6 now approaching completion and approximately 5 percent of its token allocation remaining at the current price of $0.035. Participation has remained steady across earlier rounds as the project moves through its planned development timeline.
Developing a Dual-Layer Lending and Borrowing Ecosystem
Mutuum Finance is building a decentralized lending and borrowing ecosystem designed to provide greater optionality for on-chain asset management. The platform uses a dual structure combining Peer-to-Contract and Peer-to-Peer lending to accommodate a range of participant requirements.
The Peer to Peer system enables borrowers and lenders to interact directly in isolated lending positions. Borrowers select variable or stable rates according to repayment preferences. The system enforces defined LTV limits to maintain position integrity. Stable assets such as ETH can support LTVs near 75%, while more volatile tokens generally remain closer to 35% or 40%. If collateral values decline significantly, automated liquidations are triggered to protect the protocol, providing liquidators with discounted collateral and limiting system-wide losses. This combination of structure, safeguards, and yield mechanics differentiates Mutuum Finance from early-stage tokens that operate without active lending functionality.
Holder Expansion and Phase 6 Progress
Mutuum Finance has recorded continued growth since early 2025. The token began at $0.01 during its initial stage and has risen to $0.035. This reflects a 250% appreciation before exchange listing. The project has raised $19M, accumulated a community of 18,200 holders and sold more than 800M tokens.
Of the total 4B token supply, 1.82B tokens (45.5%) are allocated to the presale. These figures indicate that early participants have secured a substantial portion of the supply during the development phase. With Phase 6 now approximately 95% complete, only a limited portion of tokens remains available at the current price.
The demand pattern has shown consistent participation across earlier stages, indicating sustained interest rather than short-term speculation. Community activity also continues to increase. The project operates a 24-hour leaderboard that provides $500 in MUTM to the top daily contributor. This system supports ongoing engagement and contributes to broader visibility.
The launch price for MUTM is set at $0.06. Based on this figure, early entries at $0.035 reflect a notable difference relative to the planned listing valuation. The rapid progress of Phase 6 has led to expectations that the current entry stage may conclude earlier than initially projected.
V1 Launch Timeline, Security Review and Price Outlook
Mutuum Finance announced through its official X account that V1 will launch on the Sepolia Testnet in Q4 2025. This first release will include the liquidity pool, mtTokens, the debt-tracking token and the liquidation bot. ETH and USDT will both be supported at launch. Having an operational protocol before listing is uncommon among early-stage projects and has contributed to sustained interest.
Security is another major factor. Mutuum Finance completed a CertiK audit with a 90/100 Token Scan score. On top of that, Halborn Security is reviewing the lending and borrowing contracts, which are fully finalized and undergoing formal analysis.
These developments have strengthened the project’s position among early investors who want tokens with real products and confirmed auditing.
Layer-2 Expansion and Long-Term Development Outlook
Mutuum Finance is also preparing the release of its own stablecoin. This addition is designed to provide a long-term revenue source and support DeFi usability for borrowers seeking predictable value.
Layer-2 deployment represents another significant element of the roadmap. The project intends to operate on L2 networks to enable faster and lower-cost lending, a factor associated with broader activity and increased volume.
Accurate price feeds remain essential for maintaining system stability. Mutuum Finance will use Chainlink oracles, fallback oracles and on-chain price data to preserve accurate valuations for liquidations and borrowing. These systems are intended to protect positions and maintain orderly operation during periods of market volatility.
Phase 6 Nears Completion
Mutuum Finance has introduced several features designed to support community interaction. The 24-hour leaderboard, which provides $500 in MUTM to the leading contributor, has supported steady daily engagement. Participants can also join through card payments, removing procedural barriers and increasing accessibility.
Phase 6 is approaching the stage where roughly 5 percent of tokens remain available at $0.035. Participation has remained active throughout this round, supported by several larger individual allocations, including a recent contribution of more than $100,000. These entries have helped move Phase 6 toward its final segment while reducing the amount of allocation left at the current price.
Mutuum Finance has now reached a 250 percent increase from its initial presale stage and continues to advance through Phase 6 as planned. With the V1 testnet nearing release, audits completed or underway, a stablecoin in development, expanding oracle infrastructure, and steady community activity, the project has maintained a strong level of activity as it moves through its 2025 roadmap.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized, non-custodial lending protocol designed to simplify how users borrow, lend, and generate yield on-chain. The platform integrates pooled lending markets, a P2P lending layer, mtTokens that accumulate value through interest activity, and a roadmap leading to the V1 testnet release in Q4 2025. Its smart contracts have undergone a CertiK audit and are currently being reviewed by Halborn Security. With plans for an over-collateralized stablecoin, Layer-2 expansion, and a buy-and-distribute model that redistributes purchased MUTM to stakers, Mutuum Finance aims to deliver a high-utility DeFi ecosystem as it transitions from presale to full platform launch.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance