Mutuum Finance Continues Development Progress as Presale Advances to Later Stages at $0.035
Dubai, UAE, November 27th, 2025, Chainwire
Mutuum Finance (MUTM) is advancing through its presale phases, with the token currently priced at $0.035 as participation continues across the ongoing round. Engagement has remained steady as the project moves toward its planned launch valuation of $0.06 and progresses along its development timeline.
Developing a Structured Lending and Borrowing Framework
Mutuum Finance is building a decentralised lending and borrowing system designed to support more structured liquidity management within DeFi. The protocol incorporates a dual lending model that allows users to supply assets, earn yield, and borrow against collateral within defined parameters. The team confirmed through its official X account that V1 of the protocol will launch on the Sepolia Testnet in Q4 2025. The first version includes a working liquidity pool, mtTokens, a debt-tracking token and the liquidation bot. ETH and USDT will be supported from the beginning.
Security reviews remain central to the development process. Halborn Security is currently analysing the lending and borrowing contracts, which have been finalised for review.
Holder Growth and Price Progression
Mutuum Finance has raised $19 million to date and has accumulated more than 18,200 holders. For a token that has not yet launched on exchanges, this level of early participation reflects consistent engagement throughout the presale period.
The initial price was $0.01 when the offering began in early 2025. The token is now priced at $0.035, representing a 250% increase before launch. This movement indicates steady participation throughout each phase and suggests that contributors view the project as having long-term development potential.
Token Allocation and Accessibility
Mutuum Finance has a total supply of 4 billion tokens, with 45.5% allocated to the presale, representing approximately 1.82 billion tokens. More than 800 million tokens have been purchased to date. This allocation structure indicates that a substantial portion of the supply is being distributed prior to exchange listing, which may influence liquidity conditions for later stages of the project.
The project also maintains consistent community activity. Mutuum Finance operates a 24-hour leaderboard in which the top contributor receives $500 in MUTM. This system supports ongoing participation within the presale environment.
Accessibility features have also contributed to engagement. Mutuum Finance allows card payments, enabling participation without additional setup requirements. This has supported daily inflow, particularly among individuals entering DeFi for the first time. These factors together have contributed to the project’s presence in broader discussions surrounding emerging cryptocurrencies, showing steady activity.
CertiK Audit Overview and Stablecoin Plans
Security remains an important consideration for participants evaluating early-stage projects. Mutuum Finance completed a CertiK audit with a 90/100 Token Scan score, providing an indication of the current condition of its core smart contracts as the project moves toward upcoming launch stages.
The project is also planning to introduce an on-demand minted and burned stablecoin pegged to USD. Interest associated with this stablecoin is intended to support the protocol treasury, contributing to a long-term economic structure. This approach reflects an effort to develop multiple components within the ecosystem rather than relying on a single feature.
Stablecoin integration may also appeal to DeFi participants who prefer predictable value when borrowing or supplying liquidity. In combination with the lending protocol, this positions Mutuum Finance to operate as a more complete DeFi platform as development progresses.
Phase 6 Near Completion and Recent Allocation Activity
Phase 6 is now in its final percentage of allocation as the token remains priced at $0.035, below the project’s planned launch valuation of $0.06. Participation in this stage includes several larger allocations, including a recent entry exceeding $100,000, which contributed to reducing the remaining supply at the current price.
As the remaining allocation under $0.04 decreases, the presale is moving toward its next phase and aligning with Mutuum Finance’s planned launch milestones
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralised lending protocol built around non-custodial smart contracts, enabling users to lend, borrow, and earn yield without relying on centralised intermediaries. The platform combines pooled lending markets with a peer-to-peer layer and uses mtTokens—interest-accruing receipts that increase in value as borrowers repay loans. Mutuum is advancing through its development roadmap with the V1 protocol scheduled for Sepolia Testnet in Q4 2025, supported by strong security measures, including a completed CertiK audit and an ongoing review by Halborn Security. With upcoming features such as a USD-pegged stablecoin, a buy-and-distribute revenue model, and Layer-2 expansion plans, Mutuum Finance aims to deliver a comprehensive and scalable DeFi ecosystem as it moves toward full platform launch.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance