Mutuum Finance Advances Through Presale as Phase 6 Reaches Final Allocation Stages
Dubai, UAE, November 27th, 2025, Chainwire
Mutuum Finance (MUTM) is progressing toward the end of Phase 6 in its presale, with approximately 5 percent of the allocation remaining at the current $0.035 price level. Participation has continued across recent stages, contributing to steady movement through the presale structure as the project advances along its development roadmap.
Presale Progress and Growth
The presale allocation structure remains a central feature. Of the 4 billion total supply, 45.5% is allocated to the presale, representing 1.82 billion tokens. Approximately 18,200 holders have participated so far, and funding has reached about $19 million. With 790 million tokens sold, the remaining 5% of Phase 6 is still available before the price advances to the next stage.
The project is developing a lending ecosystem for DeFi participants, creating a platform where assets can be borrowed or lent through smart contracts. The goal is to establish a system that is safer, more transparent, and more efficient than traditional lending models.
V1 Protocol Launch
One of the primary upcoming milestones is the upcoming V1 launch. The team confirmed on its official X account that Halborn Security is reviewing the lending and borrowing contracts. The code is finalized, and the team will share updates on the Sepolia Testnet window soon.
V1 will introduce the liquidity pool, mtTokens, the debt-tracking token, the liquidation bot, and initial support for ETH and USDT. This functional release will provide the protocol with an early use case as it approaches platform launch.
Protocol Mechanics and Participation Features
Another component of the project is the buy-and-distribute model. A portion of protocol revenue is used to purchase MUTM on the open market, and the acquired tokens are distributed to participants who stake mtTokens in the safety module.
Mutuum Finance is also developing a USD-pegged stablecoin. The stablecoin will be supported by interest flows within the lending system. Analysts have observed that stablecoins can contribute to consistent revenue structures and increased liquidity in comparable ecosystems. Within lending platforms, stablecoins often lead to higher borrowing activity, which can influence overall protocol usage over time.
The project has also shared plans for a future layer-2 network. The objective is to reduce fees, improve transaction speed, and broaden opportunities for developers as the ecosystem grows.
Oracle infrastructure is another core element. The project will use Chainlink price feeds supplemented by fallback mechanisms and additional safeguards during periods of volatility. Accurate pricing is critical for reducing liquidation errors and maintaining system stability within lending protocols.
Security Measures, Bug Bounty, and the 24 Hour Board
Security remains a core focus for the team. Mutuum Finance received a score of 90 out of 100 on the CertiK Token Scan. The team has also launched a $50,000 bug bounty to reward developers who identify and report issues prior to mainnet deployment.
The project also operates a 24-hour leaderboard in which the top contributor each day receives $500 in MUTM. This feature has supported consistent user activity and has contributed to steady presale movement in recent weeks.
Phase 6 is approaching full allocation, with approximately 5 percent of tokens remaining. Activity has continued as the presale moves toward its next scheduled stage ahead of the project’s upcoming development milestones in 2026.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized lending protocol built to give users a safer and more flexible way to manage on-chain liquidity. Its system combines pooled lending markets with isolated P2P options, and supports both variable and stable-rate borrowing depending on user preference. Depositors receive mtTokens that accumulate value through real lending activity, while all borrowing and liquidation logic is handled automatically through smart contracts. The protocol’s V1 testnet is scheduled for Q4 2025, supported by a completed CertiK audit and an active review by Halborn Security. With additional features such as a planned stablecoin and a long-term expansion strategy for broader network support, Mutuum Finance aims to introduce a streamlined and resilient lending ecosystem as it moves toward mainnet readiness.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance