Mutuum Finance Progresses Through Presale as Phase 6 Moves Beyond 90% Allocation
Dubai, UAE, November 26th, 2025, Chainwire
Mutuum Finance (MUTM) is continuing to progress through its presale, reaching a price of $0.035 after beginning at $0.01 earlier in 2025. The project has recorded steady growth across its initial stages and is now past 90% allocation in Phase 6. This movement reflects the project’s ongoing development and the active participation seen throughout the presale process.
Presale Growth Marks Key Milestones for the Developing Protocol
Mutuum Finance (MUTM) is a decentralised lending protocol designed to give crypto users a simple way to lend, borrow, and earn through smart contracts. Unlike large legacy projects that have already reached maturity, Mutuum Finance has drawn interest from those following new DeFi initiatives with defined early utility.
The project began its token sale in early 2025 at $0.01. As each stage sold out, the price advanced, eventually reaching $0.035 in its current phase. Over this period, Mutuum Finance has evolved from an early concept into a frequently noted new altcoin, raising approximately $19 million and building a community of more than 18,200 holders. About 805 million tokens have been purchased so far, with Phase 6 crossing the 90% mark. The presale structure allocates 45.5% of the four billion total supply to early supporters, giving them substantial access before listings.
The progression from $0.01 to $0.035 illustrates the project’s movement through its scheduled presale phases and the level of engagement seen across each round.
V1 Launch Timeline
Mutuum Finance confirmed through its official X account that the V1 protocol will debut on the Sepolia Testnet in Q4 2025. The first release includes the lending pool, mtTokens, the debt token framework, and the automated liquidator bot. ETH and USDT will be the first supported assets for borrowing and collateral. Having a functional version close to token listing is one of the strongest advantages the project has over other new cryptocurrency launches.
Security is another major reason investors expect MUTM to perform well. The project completed a CertiK audit with a 90 out of 100 Token Scan score. This has increased confidence among investors who value safety as much as potential returns. With a $50k bug bounty in place, the protocol is undergoing heavy testing before going live.
The project’s development timeline, testnet progress, and completed security checks form the basis of expectations for its early launch period. With a functional testnet scheduled, an audit finalised, and additional safety measures underway, these elements outline the conditions that will shape how MUTM enters the market once listing begins. Any activity following launch will depend on overall market conditions and user participation.
Post-Launch Growth
When users deposit assets into the liquidity pool, they receive mtTokens that grow in value as interest accumulates from borrowers. This gives holders an opportunity for passive yield without needing extra management. As borrowing demand increases, mtTokens stands to become a stronger revenue engine for users.
The buy-and-distribute model adds a second source of demand. According to the structure, MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This feature links token demand directly to borrowing and lending activity. The more the platform is used, the more pressure there is to buy MUTM on the open market.
Mutuum Finance’s model connects on-chain activity with mtToken staking, outlining how token movement could operate once the protocol launches. The design focuses on tying usage to the broader lending system, while any future performance will ultimately depend on adoption, participation, and general market conditions following release.
Long-Term Price Expectations
According to the team, Mutuum Finance is also working on an on-demand stablecoin that will be minted and burned through its lending engine. The stablecoin brings major utility to the system because stable-asset borrowing tends to create consistent demand.
The roadmap also includes a layer-2 expansion. Layer-2 networks offer lower fees and faster settlement times, which are essential for any lending platform. Faster liquidations, smoother collateral management, and lower borrow costs all help increase activity. More activity means more lending revenue, and more revenue means more MUTM being purchased and redistributed.
Combined, these elements establish the conditions under which MUTM will move through its initial phases after listing. The long-term outcome will depend on adoption, activity across new features such as stablecoin borrowing and layer-2 expansion, and the broader market landscape.
Card Payments and the Final Stage of Phase 6
Mutuum Finance uses a daily 24-hour leaderboard that rewards the top presale contributor with $500 in MUTM. This adds competition and increases participation during the final hours of each stage. The project also supports card purchases with no limits, making it easier for new users to join without dealing with complicated transfers.
Phase 6 has surpassed 90% allocation, marking another milestone as the presale moves toward its later stages. Participation often rises during these periods as more development updates become available, and the project approaches its next planned phase.
With completed security checks, a confirmed V1 release timeline, stablecoin development, and a model that connects token movement to platform usage, the project has established a clear structure for its next phase.
About Mutuum Finance (MUTM)
Mutuum Finance is an Ethereum-based lending and borrowing protocol that lets users earn interest on their crypto assets through both peer-to-contract (P2C) and peer-to-peer (P2P) markets, as well as by staking their shares for dividend-style rewards, enabling dual yield. The protocol runs on smart contracts, making it fully transparent and non-custodial, so users retain control of their funds. Mutuum Finance’s roadmap includes launching a native stablecoin and expanding to multiple chains.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance