Mutuum Finance Approaches 95 Percent Phase 6 Allocation With 3x Growth in Presale
Dubai, UAE, November 26th, 2025, Chainwire
Mutuum Finance (MUTM) continues to move through its presale stages, reaching a price of $0.035 in Phase 6 after launching at $0.01 in early 2025. The project has now recorded a 3x increase across the initial stages and is approaching 95% allocation in Phase 6. These developments have contributed to growing discussion around the project as interest shifts toward early-stage assets, building new models in decentralised finance.
Mutuum Finance Introduces a Fresh DeFi Model
Mutuum Finance (MUTM) is developing a decentralised lending protocol powered entirely by smart contracts. The system is divided into two core functions: supplying assets for yield generation and borrowing assets against collateral.
In the Peer-to-Contract market, users deposit tokens and receive mtTokens that adjust in value as borrowers repay loans. For example, a deposit of $1,000 worth of ETH generates mtTokens that reflect accumulated interest over time.
The Peer-to-Peer market supports direct borrowing. Borrowers select assets, lock collateral, and take loans within defined LTV limits. If collateral value drops below the liquidation threshold, liquidators step in to repay part of the debt in exchange for discounted collateral, helping maintain healthy loan positions.
This dual-market structure is designed to offer yield opportunities for suppliers and predictable borrowing mechanics for users, giving the protocol utility from its early stages.
Presale Progress Continues Through Phase 6
Mutuum Finance began its presale at $0.01 and has now reached $0.035 in Phase 6, a 250% rise across the initial rounds. The project has raised around $19 million to date, with more than 18,200 holders participating and approximately 805 million tokens sold.
Phase 6 is nearing 95% allocation. From the total four billion supply, 45.5% is allocated to the presale, creating broad distribution among early supporters.
The project completed a CertiK audit with a Token Scan score of 90 out of 100, and a $50k bug bounty program is underway to identify potential vulnerabilities ahead of launch.
Mutuum Finance also runs a daily 24-hour leaderboard in which the top contributor receives $500 worth of MUTM. This feature has shaped participation patterns and supported consistent activity throughout the presale. The option to purchase using a card with no limits has also contributed to transaction volume across recent phases.
V1 Testnet and Stablecoin Development
Mutuum Finance has announced through its official X account that the V1 testnet will launch on the Sepolia network in Q4 2025. This version includes the liquidity pool, mtTokens, the debt token system, and the automated liquidation bot, with ETH and USDT supported at launch.
The roadmap also includes an on-demand stablecoin that will be minted and burned as users borrow or repay loans. Under the current model, interest generated from borrowing flows into the treasury. As platform activity increases, associated token movement may involve MUTM purchases on the open market, with those tokens redistributed to users who stake mtTokens in the safety module. This framework connects token movement to platform activity without implying any guaranteed financial outcome.
Layer-2 expansion is under evaluation as part of the long-term plan. Lower fees and faster settlement times may support borrowing, liquidations, and overall usage across future versions.
Phase 6 Nears Completion
Phase 6 is approaching 95% allocation as the presale continues through its scheduled rounds. With active development, a defined lending model, and upcoming testnet features, Mutuum Finance has become one of the more closely followed early-stage DeFi projects in its price range.
About Mutuum Finance (MUTM)
Mutuum Finance is an Ethereum-based lending and borrowing protocol that lets users earn interest on their crypto assets through both peer-to-contract (P2C) and peer-to-peer (P2P) markets, as well as by staking their shares for dividend-style rewards, enabling dual yield. The protocol runs on smart contracts, making it fully transparent and non-custodial, so users retain control of their funds. Mutuum Finance’s roadmap includes launching a native stablecoin and expanding to multiple chains.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance