Mutuum Finance Achieves 2.5x Growth With Phase 6 Nearly Sold Out
Dubai, UAE, November 26th, 2025, Chainwire
Mutuum Finance (MUTM) has risen 2.5x since its presale launch, and Phase 6 has reached 90 percent capacity. The project’s progression through the presale rounds provides a snapshot of its current trajectory as the market continues to shift.
Mutuum Finance’s Approach
Mutuum Finance (MUTM) represents a different category of blockchain project compared to established store-of-value assets like Bitcoin. Rather than functioning primarily as a monetary network, Mutuum focuses on building a decentralized lending and borrowing protocol designed for practical use within the DeFi ecosystem. Its architecture relies on smart contracts that enable users to supply liquidity, borrow against collateral, earn interest, and participate in a structured liquidation system.
The team confirmed through its official X account that V1 is scheduled for release on the Sepolia Testnet in Q4 2025. The first version includes a liquidity pool, mtTokens, a debt-tracking token and an automated liquidator bot. ETH and USDT will be the initial supported assets for borrowing, lending and collateral. This gives Mutuum Finance a clear development path and a working product around the time its token goes live, something most new cryptocurrency projects do not offer.
Presale Strengthens as Participation Pushes Phase 6 Forward
The presale began in early 2025 at $0.01. Since then, Mutuum Finance has climbed to $0.035, marking a 250% increase across the first six stages. More than $19 million has been raised so far, and over 18,200 holders have joined. Around 805 million tokens have been sold, and Phase 6 is already above 90% allocation. Out of the four billion total supply, 45.5% is dedicated to the presale, giving early buyers a meaningful share before exchanges begin listing.
Activity in this phase has remained high. Each day, Mutuum Finance runs a 24-hour leaderboard where the top contributor receives $500 worth of MUTM. This mechanic adds energy to the presale and encourages buyers to act quickly. The project also supports direct card purchases with no limits, which helped accelerate demand in recent weeks. As Phase 6 approaches completion, investors looking at top crypto to buy opportunities under $0.05 are starting to see fewer entry windows left.
Stablecoin Plans and Oracle Design Strengthen MUTM’s Outlook
Mutuum Finance also plans to introduce an on-demand stablecoin within its lending engine. A stablecoin gives the platform stronger long-term utility because it attracts borrowing demand and provides predictable loan structures. Under the current model, increased lending activity may lead to more platform-driven MUTM purchases on the open market. According to the design, MUTM acquired through this process is intended to be redistributed to users who stake mtTokens in the safety module.
Oracle infrastructure is another focus. The protocol plans to rely on accurate price feeds, fallback systems and aggregated data sources to determine collateral values during volatile markets. Correct pricing is essential because it triggers liquidations, protects lenders and supports stable overcollateralization. Bitcoin does not have this type of DeFi functionality built in, which is why many investors separate BTC’s role from utility-based altcoins like MUTM.
Security Signals Create Confidence Before Launch
Security has become one of the strongest talking points around Mutuum Finance. The project completed a CertiK audit with a 90 out of 100 Token Scan score. There is also a $50k bug bounty focused on discovering code vulnerabilities before the testnet launch. These factors have started to push Mutuum Finance into discussions among the best crypto to buy now for users who value safety as well as growth potential.
Mutuum Finance positions itself within the utility-driven segment of the market, where security audits and early technical verification are common expectations. MUTM’s combination of security steps, planned product rollout, and steady presale participation has contributed to growing interest in the project as it approaches the completion of Phase 6, with the token currently priced at $0.035.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized, non-custodial lending and borrowing protocol designed to simplify access to DeFi. The platform introduces pooled lending markets, isolated P2P lending for volatile assets, and mtTokens—interest-bearing tokens that grow in value as borrowers use liquidity. Mutuum Finance is moving through a structured roadmap, with Phase 1 complete and active development underway in Phase 2, leading toward its V1 protocol launch on the Sepolia testnet in Q4 2025. The project has completed a CertiK audit, is currently undergoing a Halborn Security review, and features a buy-and-distribute model where part of platform revenue is used to purchase MUTM from the open market for distribution to stakers. With a utility-driven design and strong security focus, Mutuum Finance aims to deliver a transparent and accessible lending ecosystem for the next generation of DeFi users.
For more information about Mutuum Finance (MUTM) users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance