Crypto Visa Debit Transactions Reach Q3 All-Time High as Stablecoins Set New Records for CoinZoom
Salt Lake City, Utah, September 29th, 2025, Chainwire
CoinZoom, a U.S.-based fintech platform, today announced a major milestone: for the third quarter of 2025, 60% of all CoinZoom Visa Debit Card transactions were made using cryptocurrency – the highest share in the company’s history. The number one cryptocurrency spent during the quarter was the stablecoin Tether (USDT), a strong indicator of the appeal of stablecoins in everyday finances.
On average, customers earned $78.59 in crypto rewards on their Visa spending during July, the highest rewards month since CoinZoom launched its international program with Visa in November 2024.
This milestone reflects a broader global trend toward stablecoin and crypto adoption across fintech and retail ecosystems. Every major U.S. consumer-facing wallet with wide adoption has either integrated crypto or announced plans to launch stablecoin functionality, following the passage of the Genius Act.
Leading retailers such as Amazon and Walmart are exploring proprietary stablecoins to reduce cash-handling costs and deepen customer loyalty programs, while several of the largest U.S. banks have jointly announced plans for a U.S. dollar–backed stablecoin initiative.
“Reaching a point where the majority of our debit card transactions are in crypto is not just a milestone — it is a leading indicator of where the market is headed,” said Todd Crosland, founder and CEO of CoinZoom. “The Genius Act has certainly been a catalyst. As more consumers and businesses adopt stablecoins, we are forecasting higher transaction volumes, deeper customer engagement as their rewards grow, and stronger revenue streams.”
Crosland added: “Our Visa debit cards are regularly used for crypto transactions in 45 to 50 countries per month. People choose crypto to pay for morning coffee at Starbucks, pizzas and burgers, or more considered purchases like airline tickets and travel. They even use crypto for high-ticket, one-off purchases like jewelry and furniture. When customers can choose any way to pay, they increasingly select stablecoins and crypto – now nearly two-thirds of all our monthly transactions.”
About CoinZoom
CoinZoom is a U.S.-based financial platform enabling anyone to send, spend, save and invest without barriers. To support the benefits of blockchain technology, CoinZoom offers flexible funding options including Apple and Google Pay, debit and credit cards, and instant cash deposits at multiple retail locations in the U.S.
Its international peer-to-peer payment system, ZoomMe, is part of its cash-to-crypto ecosystem for customers in 169 countries, allowing them to deposit and send cash or crypto around the globe instantly for free – saving millions of dollars in remittance fees.
The CoinZoom Crypto Debit Card provides flexibility in spending by allowing users to pay in USD or crypto at over 130 million merchants globally while earning up to 5% back in crypto on each purchase.
The CoinZoom platform was built with a multi-layered security approach, and the team’s decades of experience in financial technology security are equally important in safeguarding customer funds and personal information.
CoinZoom is a U.S.-registered Money Services Business with FinCEN and holds a SOC 2 Type II Certification, demonstrating best practices and rigorous diligence around securing customer data. CoinZoom is also a U.S.-registered Money Transmitter, available for trading in 46 states, and has subsidiaries in Australia, Ireland and Latvia. CoinZoom Europe SIA is a registered Virtual Asset Service Provider (VASP). CoinZoom Australia PTY LTD is registered as a Digital Currency Exchange with AUSTRAC.